For 2012 and beyond you can find 3 extremely popular ways or places to invest money in stocks, and your best place to invest depends on how actively you would like to invest in the stock market. Do you wish to try to pick the best stocks yourself or would you rather invest your cash with a fund and leave the amount of money management to professionals?

You can invest profit stocks online by simply opening a merchant account with a significant discount stock broker (like TD Ameritrade or E-Trade) and spend money on individual stocks, in exchange traded funds (ETFs), or in mutual funds. Also you can invest your money in stock mutual funds and get personal attention with low priced in the event that you invest directly with a no-load fund company like Vanguard, Fidelity, or T Rowe Price. Here are the 3 best ways or best places to invest in stocks depending on how active you want to be in the management of your money.

If you really want to invest profit individual stocks so that they can find the best stocks each year your very best place to invest has been a discount stock broker. Unless you really know what you do I wouldn’t invest much profit individual stocks. Once you invest money here it requires that you stay on top of things. The odds of the average indivdual making money and beating the stock market in 2012 and beyond by buying and selling individual stocks are slim. Few investors beat the stock market.

Your second choice if you want to invest money in stocks is to spend money on exchange traded stock funds or stock mutual funds by way of a discount broker. binomo login This is your best place to invest for anyone who is capable of picking your personal funds and desire to own a diversified portfolio of stocks vs. individual stocks. Diversification lowers your risk by spreading your money around. Professional money managers make the stock picking decisions for you.

The third choice is for people who usually do not want active participation in the currency markets, but do want assistance and service. Their best place to invest profit stocks in 2012 and beyond is through no-load mutual fund companies. Here you open a mutual fund account directly with the fund company vs. a brokerage. Now you can invest profit a diversified portfolio of stocks with professional money managers working out for you. The cost to get can be significantly less than you may think if you invest with the fund companies mentioned above. Plus, you can call them and obtain personal attention – even though you only have several thousand to invest.

Your main objective when you invest profit stocks should be to earn a higher rate of return at a satisfactory level of risk. Trying to pick the best stocks is best left to people that want to speculate. Stock mutual funds are designed for the average investor. Your cost to invest $10,000 in stock mutual funds (with professional management) could be less than $50 per year with the proper no-load (no sales charges) fund companies. That is the best place to invest profit stocks that I understand of if you really want to put your cash to work for 2012 and beyond without having to be actively mixed up in stock market.